How does Paypal Pay in 4 work?

Buy now, pay later safely with PayPal

You can now choose to divide your purchases into 4 interest-free payments with PayPal Pay in 4.

No interest charged Make interest-free payments with PayPal Pay in 4.

No sign-up or late fees No sign-up fees or late fees on your purchases

It’s backed by PayPal. Get the same security and buyer protection you already enjoy from PayPal.

Key terms:

• PayPal Pay in 4 is available to eligible PayPal account holders but may depend on merchant, transaction type and amount.

• Eligible purchases are valued under AU$2000 and repayable in 4 interest-free instalments.

• Your first instalment is due at the time you make your purchase. The next 3 instalments are due every 2 weeks after your first instalment.

• There’s no sign-up fee and repayments are made automatically from your PayPal account using the payment method you select.

• You may repay the amount you owe in full at any time, without any fees or charges.

• If an instalment amount is advertised, it is based on the advertised purchase price and may not include additional costs like shipping, insurance, currency conversion, etc.

• When you apply, PayPal may carry out a credit check.

• Full PayPal Pay in 4 terms and conditions here.

• For information about how PayPal handles your personal information please refer to PayPal’s Privacy Statement.

Legal Disclaimer

PayPal Pay in 4 is a continuing credit contract provided by PayPal Credit Pty Limited (ABN 66 600 629 258) to Australian residents and is subject to eligibility criteria, credit application and suitability assessment. PayPal Pay in 4 is available on eligible transactions under $2,000 AUD and application and use may impact a customer's credit score. Please read and consider the PayPal Credit Guide before entering into the PayPal Pay in 4 Facility Agreement. Please see the PayPal Pay in 4 Facility Agreement for full details and for more information about how PayPal handles your personal information, please refer to our Privacy Statement. PayPal may disclose your personal information to a credit reporting body. To find out more about our credit reporting practices, please see our Statement of Notifiable Matters. To view the Target Market Determination for this product, see here.

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PayPal Pay in 4 is provided by PayPal Credit Pty Limited ABN 66 600 629 258